Industries
Wholesalers
Wholesalers Offerings
Wholesale businesses survive by staying on top of swiftly changing trends. You best get the hottest new seasonal product line on your shelves as soon as possible when your clients start begging for it. That necessitates quick access to operating capital, which can be completely constrained by merchandise that is now parked in your warehouse.
A SmartCap business line of credit can be the best option if you constantly require money for new merchandise. Up to $250,000 in revolving credit lines are accessible. They operate similarly to a business credit card. Take money out of your line of credit anytime you need it. The money becomes available once you settle your balance. You won’t ever need to reapply or wait for permissions once your line is in place.
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For wholesalers, SmartCap finance can open up a whole new world of possibilities!
One major advantage of our credit lines is that you only pay interest on the money you borrow, as opposed to a traditional small business loan where you are required to make monthly payments that include interest even if you haven’t utilized your borrowed money yet.
For wholesalers wishing to update their facilities, add new technology, or hire more personnel, SmartCap also provides a variety of products. Up to $5 million can be borrowed for each piece of equipment. borrow most of the time with no down payment. Additionally, we provide $2 million in business term loans with adjustable durations ranging from three months to ten years.