Credit Card Cash Advance

If you’re in need of some quick cash, SmartCap can help.

Benefits of a SmartCap Credit Card Cash Advance

Many small firms that primarily rely on credit card purchases constantly struggle to generate the operating revenue they require. This is due to the fact that it may take weeks or months for the credit card processing businesses to send over the entire amount of receivables. A Credit Card Cash Advance from SmartCap is a quick and simple way to receive the money you require to keep your company operating at peak efficiency.

Rapid approvals

Within 2 hours!

Quick money

Receive the money you require immediately.

No need for a personal guarantee

Funding ranges from $5,000 to $2,000,000.

Flexible terms for payments

Pay only what your financial situation permits.

Very easy to qualify!

To be approved for a Credit Card Cash Advance with SmartCap, you don’t need excellent FICO credit scores, a ton of collateral, or a lengthy business history. Your expected and past credit card sales volume will largely determine if you are approved.

How It Works

Take the worry out of your financial situation when you apply for a credit card cash advance today! One of our most popular financing products, Credit Card Cash Advance, is designed to fit your business cycle or seasonal sales fluctuation, providing fast access to capital that allows you to make critical business decisions with confidence.

Receive an immediate lump sum payment upfront.

The loan amount is based on your measurable credit card sales.

Loan payments are made automatically on a daily basis based on a fixed percentage of your anticipated sales, which is known as the Holdback Rate.

Adjustable financing for your business cycle

Because they have fixed payments regardless of how well the business is performing, traditional business loans can be problematic for seasonal businesses or start-ups. With a Credit Card Cash Advance from SmartCap, you only pay what your cash flow can support because the repayment amount is based on your continuous sales volume. Additionally, you have the option to make additional loan payments during your busiest months. Then, when business is slow, your payments drop even further.

A fantastic approach for improving your credit

Your FICO score will increase if you routinely make your Credit Card Cash Advance payments on time and in full. This puts you in a better position to get future small business loans with better interest rates and terms.